:root{--navy-950:#071426;--navy-900:#0f2444;--navy-800:#173764;--slate-900:#0f172a;--slate-700:#334155;--slate-600:#475569;--slate-500:#64748b;--slate-300:#cbd5e1;--slate-200:#e2e8f0;--slate-100:#f1f5f9;--surface:#ffffff;--canvas:#f8fafc;--site-accent:#1e3a8a;--site-accent-soft:#e9eef5;--tochka:#7c3aed;--success:#0f766e;--danger:#b91c1c;--radius-sm:10px;--radius-md:18px;--radius-lg:28px;--shadow-sm:0 1px 2px rgba(15,23,42,0.04),0 8px 24px rgba(15,23,42,0.05);--shadow-md:0 18px 50px rgba(15,23,42,0.1);--container:1180px;--font:"Segoe UI",Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Arial,sans-serif;}*,*::before,*::after{box-sizing:border-box;}html{scroll-behavior:auto;scroll-padding-top:92px;}body{margin:0;min-width:320px;color:var(--slate-900);background:var(--canvas);font-family:var(--font);font-size:16px;line-height:1.55;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;}img,svg{display:block;max-width:100%;}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:3px;}button,a{-webkit-tap-highlight-color:transparent;}button,input,select,textarea{font:inherit;}button{cursor:pointer;}:focus-visible{outline:3px solid var(--site-accent);outline-offset:3px;}.skip-link{position:fixed;z-index:1000;top:12px;left:12px;padding:12px 18px;border-radius:var(--radius-sm);color:#fff;background:var(--navy-950);transform:translateY(-180%);transition:transform 180ms ease;}.skip-link:focus{transform:translateY(0);}.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto;}.section{padding:88px 0;}.section-tight{padding:58px 0;}.section-heading{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(280px,0.65fr);gap:48px;align-items:end;margin-bottom:38px;}.section-heading h2,.quiz-intro h2,.offer-copy h2{margin:0;max-width:760px;font-size:clamp(2rem,4vw,3.5rem);line-height:1.06;letter-spacing:-0.045em;text-wrap:balance;}.section-heading p,.offer-copy>p,.quiz-intro>p{margin:0;color:var(--slate-600);font-size:1.08rem;}.eyebrow,.section-kicker,.quiz-label,.result-kicker,.bank-status{display:inline-flex;align-items:center;width:fit-content;margin:0 0 16px;color:var(--site-accent);font-size:0.76rem;font-weight:800;letter-spacing:0.11em;line-height:1.25;text-transform:uppercase;}.site-header{position:sticky;z-index:100;top:0;border-bottom:1px solid rgba(203,213,225,0.72);background:rgba(248,250,252,0.96);backdrop-filter:blur(16px);}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px;}.site-brand{display:flex;align-items:center;min-width:0;color:var(--slate-900);text-decoration:none;}.brand-mark{flex:0 0 auto;width:34px;height:34px;display:grid;place-items:center;margin-right:11px;border-radius:11px;color:#fff;background:var(--site-accent);font-size:1.08rem;font-weight:800;}.site-brand strong{overflow-wrap:anywhere;font-size:1rem;letter-spacing:-0.02em;}.site-brand>span:last-child{min-width:0;}.site-brand small{display:block;color:var(--slate-500);font-size:0.72rem;font-weight:600;}.nav-wrap{display:flex;align-items:center;gap:22px;}.nav-menu{display:flex;align-items:center;gap:22px;}.nav-menu[hidden]{display:flex;}.nav-menu a{min-height:44px;display:inline-flex;align-items:center;color:var(--slate-700);font-size:0.92rem;font-weight:650;text-decoration:none;transition:color 180ms ease;}.nav-menu a:hover{color:var(--site-accent);}.nav-toggle{width:46px;height:46px;display:none;place-items:center;border:1px solid var(--slate-300);border-radius:12px;color:var(--slate-900);background:var(--surface);}.nav-toggle svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2;}.button{min-height:48px;display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:12px 20px;border:1px solid transparent;border-radius:13px;font-size:0.95rem;font-weight:760;line-height:1.2;text-decoration:none;transition:transform 180ms ease,box-shadow 180ms ease,background 180ms ease,border-color 180ms ease;}.button svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:2;}.button:hover:not(:disabled){transform:translateY(-1px);}.button:active:not(:disabled){transform:translateY(0);}.button:disabled{cursor:not-allowed;opacity:0.48;}.button-primary{color:#fff;background:var(--site-accent);box-shadow:0 12px 30px color-mix(in srgb,var(--site-accent) 24%,transparent);}.button-primary:hover:not(:disabled){box-shadow:0 16px 36px color-mix(in srgb,var(--site-accent) 32%,transparent);}.button-secondary{color:var(--navy-900);border-color:var(--slate-300);background:var(--surface);}.button-secondary:hover:not(:disabled),.button-ghost:hover:not(:disabled){border-color:var(--site-accent);background:var(--site-accent-soft);}.button-ghost{color:var(--slate-700);border-color:transparent;background:transparent;}.button-block{width:100%;}.button.is-loading{pointer-events:none;opacity:0.74;}.hero{padding:72px 0 44px;}.hero-grid{display:grid;grid-template-columns:minmax(0,1.18fr) minmax(340px,0.72fr);gap:64px;align-items:center;}.hero h1{margin:0;max-width:820px;overflow-wrap:anywhere;font-size:clamp(2.65rem,5.5vw,5.6rem);line-height:0.98;letter-spacing:-0.065em;text-wrap:balance;}.hero-lead{max-width:720px;margin:26px 0 0;color:var(--slate-600);font-size:clamp(1.08rem,2vw,1.3rem);line-height:1.56;}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px;}.hero-note{margin-top:20px;color:var(--slate-500);font-size:0.86rem;}.hero-panel{position:relative;overflow:hidden;padding:30px;border:1px solid color-mix(in srgb,var(--site-accent) 30%,var(--slate-200));border-radius:var(--radius-lg);background:var(--surface);box-shadow:var(--shadow-md);}.hero-panel::before{content:"";display:block;width:74px;height:7px;margin-bottom:28px;border-radius:99px;background:var(--site-accent);}.hero-panel h2{margin:0;font-size:clamp(1.55rem,3vw,2.1rem);line-height:1.08;letter-spacing:-0.035em;}.hero-panel>p{margin:14px 0 22px;color:var(--slate-600);}.hero-checks{display:grid;gap:13px;margin:0;padding:0;list-style:none;}.hero-checks li{display:grid;grid-template-columns:26px 1fr;gap:11px;align-items:start;color:var(--slate-700);font-weight:650;}.hero-checks svg,.result-reasons svg{width:22px;height:22px;fill:none;stroke:var(--site-accent);stroke-width:2;}.hero-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;margin-top:58px;overflow:hidden;border:1px solid var(--slate-200);border-radius:var(--radius-md);background:var(--slate-200);}.hero-fact{min-height:116px;padding:24px;background:var(--surface);}.hero-fact strong{display:block;margin-bottom:4px;font-size:1.05rem;}.hero-fact span{color:var(--slate-600);font-size:0.92rem;}.availability{padding:18px 0;border-block:1px solid var(--slate-200);background:var(--site-accent-soft);}.availability-inner{display:flex;align-items:center;justify-content:center;gap:12px;color:var(--slate-700);text-align:center;}.availability-dot{width:10px;height:10px;flex:0 0 auto;border-radius:50%;background:var(--success);box-shadow:0 0 0 5px rgba(15,118,110,0.12);}.steps-grid,.insights-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;}.step-card,.insight-card{min-width:0;padding:28px;border:1px solid var(--slate-200);border-radius:var(--radius-md);background:var(--surface);box-shadow:var(--shadow-sm);}.step-number{display:inline-flex;margin-bottom:46px;color:var(--site-accent);font-size:0.82rem;font-weight:850;letter-spacing:0.12em;}.step-card h3,.insight-card h3{margin:0 0 10px;font-size:1.25rem;line-height:1.2;letter-spacing:-0.025em;}.step-card p,.insight-card p{margin:0;color:var(--slate-600);}.insights-section{background:var(--navy-950);color:#fff;}.insights-section .section-heading p{color:#b8c5d8;}.insights-section .section-kicker{color:#9cc9ff;}.insight-card{border-color:rgba(255,255,255,0.13);background:rgba(255,255,255,0.055);box-shadow:none;}.insight-card p{color:#c5d0df;}.quiz-section{background:var(--site-accent-soft);}.quiz-layout{display:grid;grid-template-columns:minmax(260px,0.48fr) minmax(0,1fr);gap:42px;align-items:start;}.quiz-intro{position:sticky;top:112px;}.quiz-benefits{display:grid;gap:14px;margin:28px 0 0;padding:0;list-style:none;}.quiz-benefits li{display:grid;grid-template-columns:24px 1fr;gap:10px;color:var(--slate-700);}.quiz-benefits svg,.quiz-privacy svg,.result-empty>svg{width:21px;height:21px;fill:none;stroke:var(--site-accent);stroke-width:2;}.quiz-shell{min-height:590px;padding:clamp(24px,4vw,42px);border:1px solid color-mix(in srgb,var(--site-accent) 24%,var(--slate-200));border-radius:var(--radius-lg);background:var(--surface);box-shadow:var(--shadow-md);}.quiz-head{display:grid;grid-template-columns:1fr minmax(140px,220px);gap:24px;align-items:center;}.quiz-label{margin-bottom:4px;}.quiz-count{margin:0;color:var(--slate-500);font-size:0.88rem;}.quiz-progress{height:8px;overflow:hidden;border-radius:99px;background:var(--slate-200);}.quiz-progress span{display:block;height:100%;border-radius:inherit;background:var(--site-accent);transition:width 220ms ease;}.quiz-copy{margin:34px 0 24px;}.quiz-copy h3,.quiz-result>h3{margin:0;font-size:clamp(1.75rem,3.5vw,2.65rem);line-height:1.08;letter-spacing:-0.04em;text-wrap:balance;}.quiz-copy p{margin:10px 0 0;color:var(--slate-600);}.quiz-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;}.quiz-option{min-height:94px;display:grid;grid-template-columns:24px 1fr;gap:13px;align-items:start;padding:18px;border:1px solid var(--slate-300);border-radius:15px;color:var(--slate-900);background:var(--surface);text-align:left;transition:border-color 180ms ease,box-shadow 180ms ease,background 180ms ease,transform 180ms ease;}.quiz-option:hover{border-color:var(--site-accent);box-shadow:0 9px 26px color-mix(in srgb,var(--site-accent) 12%,transparent);transform:translateY(-1px);}.quiz-option.is-selected{border-color:var(--site-accent);background:var(--site-accent-soft);box-shadow:inset 0 0 0 1px var(--site-accent);}.quiz-radio{width:21px;height:21px;margin-top:2px;border:2px solid var(--slate-300);border-radius:50%;background:#fff;box-shadow:inset 0 0 0 4px #fff;}.quiz-option.is-selected .quiz-radio{border-color:var(--site-accent);background:var(--site-accent);}.quiz-option strong,.quiz-option small{display:block;}.quiz-option strong{font-size:1rem;line-height:1.28;}.quiz-option small{margin-top:5px;color:var(--slate-600);font-size:0.84rem;line-height:1.4;}.quiz-actions,.result-actions{display:flex;justify-content:space-between;gap:12px;margin-top:26px;}.quiz-privacy{display:flex;align-items:center;justify-content:center;gap:8px;margin:22px 0 0;color:var(--slate-500);font-size:0.82rem;}.form-recommendation,.result-empty{margin-top:28px;padding:22px;border:1px solid var(--slate-200);border-radius:var(--radius-md);background:var(--canvas);}.form-recommendation span{color:var(--site-accent);font-size:0.76rem;font-weight:800;letter-spacing:0.08em;text-transform:uppercase;}.form-recommendation h4,.result-empty h4{margin:7px 0 6px;font-size:1.3rem;line-height:1.2;}.form-recommendation p,.result-empty p{margin:0;color:var(--slate-600);}.result-empty{display:grid;grid-template-columns:30px 1fr;gap:14px;}.result-bank-card{margin-top:28px;padding:clamp(22px,4vw,32px);border:1px solid #d8ccfb;border-radius:var(--radius-lg);background:#fbfaff;box-shadow:0 18px 50px rgba(76,29,149,0.12);}.bank-card-top{display:flex;align-items:center;gap:14px;}.tochka-mark{width:50px;height:50px;flex:0 0 auto;display:grid;place-items:center;border-radius:15px;color:#fff;background:var(--tochka);font-size:1.45rem;font-weight:900;}.bank-status{margin:0 0 3px;color:#6d28d9;letter-spacing:0.075em;}.bank-card-top h4{margin:0;font-size:1.45rem;letter-spacing:-0.025em;}.bank-summary{margin:22px 0;color:var(--slate-700);font-size:1.03rem;}.result-reasons,.result-limits{padding:20px;border-radius:15px;background:#fff;}.result-reasons>strong,.result-limits>strong{display:block;margin-bottom:11px;}.result-reasons ul,.result-limits ul{display:grid;gap:9px;margin:0;padding:0;list-style:none;}.result-reasons li{display:grid;grid-template-columns:21px 1fr;gap:9px;align-items:start;}.result-reasons svg{width:19px;height:19px;}.result-limits{margin:10px 0 18px;background:#f5f3ff;}.result-limits li{position:relative;padding-left:16px;color:var(--slate-600);font-size:0.9rem;}.result-limits li::before{content:"";position:absolute;top:0.67em;left:2px;width:5px;height:5px;border-radius:50%;background:var(--tochka);}.updated{margin:13px 0 0;color:var(--slate-500);font-size:0.78rem;text-align:center;}.answer-summary{margin-top:20px;border-top:1px solid var(--slate-200);border-bottom:1px solid var(--slate-200);}.answer-summary summary{min-height:50px;display:flex;align-items:center;cursor:pointer;color:var(--slate-700);font-weight:750;}.answer-summary ul{margin:0 0 18px;padding:0;list-style:none;}.answer-summary li{display:flex;justify-content:space-between;gap:20px;padding:9px 0;border-top:1px solid var(--slate-100);}.answer-summary span{color:var(--slate-500);}.answer-summary strong{text-align:right;}.offer-layout{display:grid;grid-template-columns:minmax(0,0.74fr) minmax(360px,1fr);gap:44px;align-items:center;}.offer-copy-list{display:grid;gap:12px;margin:26px 0 0;padding:0;list-style:none;}.offer-copy-list li{display:grid;grid-template-columns:24px 1fr;gap:10px;align-items:start;color:var(--slate-700);}.offer-copy-list svg{width:21px;height:21px;fill:none;stroke:var(--success);stroke-width:2;}.bank-offer{overflow:hidden;border:1px solid #ddd2fb;border-radius:var(--radius-lg);background:var(--surface);box-shadow:var(--shadow-md);transition:transform 220ms ease,box-shadow 220ms ease;}.bank-offer:hover{transform:translateY(-3px);box-shadow:0 24px 60px rgba(76,29,149,0.16);}.bank-banner{width:100%;aspect-ratio:16 / 9;object-fit:contain;background:#7c3aed;}.bank-offer-body{padding:26px;}.bank-offer-head{display:flex;align-items:center;gap:12px;}.bank-offer-head .tochka-mark{width:44px;height:44px;border-radius:13px;}.bank-offer-head h3{margin:0;font-size:1.35rem;}.bank-offer-body>p{margin:18px 0;color:var(--slate-600);}.bank-offer-meta{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:18px;}.bank-offer-meta div{padding:13px;border-radius:12px;background:#f5f3ff;}.bank-offer-meta span,.bank-offer-meta strong{display:block;}.bank-offer-meta span{color:var(--slate-500);font-size:0.75rem;}.bank-offer-meta strong{margin-top:3px;font-size:0.9rem;}.offer-disclosure{margin-top:12px;color:var(--slate-500);font-size:0.76rem;text-align:center;}.faq-list{max-width:920px;margin-inline:auto;border-top:1px solid var(--slate-300);}.faq-item{border-bottom:1px solid var(--slate-300);}.faq-item summary{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px;cursor:pointer;list-style:none;font-size:1.08rem;font-weight:760;}.faq-item summary::-webkit-details-marker{display:none;}.faq-item summary::after{content:"+";width:32px;height:32px;flex:0 0 auto;display:grid;place-items:center;border:1px solid var(--slate-300);border-radius:50%;color:var(--site-accent);font-size:1.3rem;font-weight:450;}.faq-item[open] summary::after{content:"−";}.faq-answer{max-width:760px;padding:0 0 24px;color:var(--slate-600);}.legal-notice{display:grid;grid-template-columns:28px 1fr;gap:14px;align-items:start;padding:24px;border:1px solid var(--slate-300);border-radius:var(--radius-md);background:var(--surface);}.legal-notice svg{width:25px;height:25px;fill:none;stroke:var(--site-accent);stroke-width:2;}.legal-notice strong{display:block;margin-bottom:4px;}.legal-notice p{margin:0;color:var(--slate-600);}.site-footer{padding:58px 0 96px;color:#d8e0ea;background:var(--navy-950);}.footer-grid{display:grid;grid-template-columns:minmax(260px,1.25fr) repeat(2,minmax(180px,0.65fr));gap:46px;}.footer-brand strong{display:block;overflow-wrap:anywhere;color:#fff;font-size:1.2rem;}.footer-brand p,.footer-column p,.footer-column li{color:#aebccd;font-size:0.88rem;}.footer-column h2{margin:0 0 14px;color:#fff;font-size:0.86rem;letter-spacing:0.08em;text-transform:uppercase;}.footer-column ul{display:grid;gap:9px;margin:0;padding:0;list-style:none;}.footer-column a:hover{color:#fff;}.footer-bottom{display:flex;justify-content:space-between;gap:24px;margin-top:42px;padding-top:22px;border-top:1px solid rgba(255,255,255,0.12);color:#92a3b8;font-size:0.78rem;}.footer-links{display:flex;flex-wrap:wrap;gap:16px;}.legal-page{padding:70px 0 100px;}.legal-shell{max-width:860px;margin-inline:auto;padding:clamp(26px,5vw,54px);border:1px solid var(--slate-200);border-radius:var(--radius-lg);background:var(--surface);box-shadow:var(--shadow-sm);}.legal-shell h1{margin:0 0 12px;overflow-wrap:anywhere;font-size:clamp(2.2rem,5vw,4rem);line-height:1.02;letter-spacing:-0.05em;}.legal-shell h2{margin:34px 0 10px;font-size:1.35rem;}.legal-shell p,.legal-shell li{color:var(--slate-700);}.legal-shell .back-link{display:inline-flex;margin-bottom:24px;color:var(--site-accent);font-weight:750;}.not-found{min-height:72vh;display:grid;place-items:center;text-align:center;}.not-found strong{display:block;color:var(--site-accent);font-size:clamp(5rem,18vw,12rem);line-height:0.8;letter-spacing:-0.08em;}.not-found h1{margin:30px 0 8px;font-size:clamp(2rem,5vw,3.8rem);}.not-found p{max-width:520px;margin:0 auto 24px;color:var(--slate-600);}.mobile-cta{position:fixed;z-index:90;right:0;bottom:0;left:0;display:none;padding:10px 16px max(10px,env(safe-area-inset-bottom));border-top:1px solid var(--slate-200);background:rgba(255,255,255,0.96);backdrop-filter:blur(12px);}.js .reveal,.js .reveal.is-visible{opacity:1;transform:none;}@media (max-width:1024px){.hero-grid,.offer-layout{gap:38px;}.hero h1{font-size:clamp(2.65rem,6.8vw,4.9rem);}.steps-grid,.insights-grid{gap:14px;}}@media (max-width:820px){.container{width:min(calc(100% - 30px),var(--container));}.section{padding:68px 0;}.nav-toggle{display:grid;}.nav-wrap>.button{display:none;}.nav-menu{position:absolute;top:calc(100% + 1px);right:15px;left:15px;display:grid;gap:2px;padding:12px;border:1px solid var(--slate-200);border-radius:16px;background:var(--surface);box-shadow:var(--shadow-md);}.nav-menu[hidden]{display:none;}.nav-menu a{padding:0 12px;border-radius:9px;}.nav-menu a:hover{background:var(--site-accent-soft);}.hero{padding-top:54px;}.hero-grid,.quiz-layout,.offer-layout,.section-heading{grid-template-columns:1fr;}.hero-grid{gap:36px;}.hero-panel{max-width:620px;}.section-heading{gap:18px;align-items:start;}.quiz-intro{position:static;}.steps-grid,.insights-grid{grid-template-columns:1fr;}.step-number{margin-bottom:24px;}.footer-grid{grid-template-columns:1fr 1fr;}.footer-brand{grid-column:1 / -1;}.mobile-cta{display:block;}.site-footer{padding-bottom:132px;}}@media (max-width:600px){.container{width:min(calc(100% - 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li{display:grid;gap:2px;}.answer-summary strong{text-align:left;}.bank-offer-meta{grid-template-columns:1fr;}.footer-grid{grid-template-columns:1fr;}.footer-brand{grid-column:auto;}.footer-bottom{flex-direction:column;}}.site-shell .hero-expertise-link{max-width:62ch;display:flex;flex-wrap:wrap;gap:5px 10px;align-items:center;margin:13px 0 0;color:var(--shell-muted);font-size:.78rem;line-height:1.5;}.site-shell .hero-expertise-link span{font-family:var(--tech-font);font-size:.66rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;}.site-shell .hero-expertise-link a{color:var(--shell-accent);font-weight:800;text-decoration-thickness:1.5px;text-underline-offset:4px;}.site-shell .certification-section{overflow:hidden;background:color-mix(in srgb,var(--shell-accent) 12%,var(--shell-bg));}.site-shell .certification-panel{position:relative;display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:46px;overflow:hidden;padding:clamp(32px,5vw,68px);border:1px solid 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